Outlines How to Select Insurance Agents

February 27, 2009 (PRLEAP.COM) Business News adds the guideline to the site, addressing a very common issue: Consumers should be (but too many aren't) aware of what they need and want in an insurance agent.

It's safe to say the economy is causing many Americans to reevaluate how and where they spend their money. Sadly, it doesn't seem to always be spent on protecting themselves financially through auto insurance. Cutting back on spending to make ends meet can mean, for more and more drivers, dropping auto insurance policies altogether.

Fortunately, there are dozens of ways of saving money on auto insurance. And it starts with finding the right car insurance agent. provides a checklist of what to look for in a reliable insurance agent and how your agent can save you hundreds of dollars a year.

"Your insurance agent will be responsible for helping you get the proper coverage for your car and you as a driver…You need someone who knows what he/she is doing and someone you're comfortable with to be your car insurance agent," in an article entitled Know Your Car Insurance Agent on
It's more important than ever to trust insurance agents. They are critical financial stability.

However, recently, some insurance agents have found themselves in some pretty nasty spots. An insurance agent in North Carolina has been accused of embezzling more than $68,000 in customer insurance premiums; state officials are accusing an Alabama insurance company of taking $32,000 from four customers without activating their policies; A North Dakota insurance agent has recently been sentenced to eight years in prison for insurance fraud-with more than 30 victims, he was charged with having stolen millions of dollars by selling unregistered securities and as an unregistered agent.

To avoid becoming a victim of fraudulent insurance agents, consumers need to arm themselves with the right knowledge, in case they trust their financial future in the hands of a stranger. recommends consumers at least question any insurance agent's education and experience closely. Also ask for proof of their license. Checking with your state's insurance department is also a good way of finding out more about your insurance agent, as well as whether or not they are licensed.

Don't become a victim of corrupt insurance agents. Know what to look for in an insurance agent. That's the fastest way to save money on a premium and still have proper vehicle coverage. Remember, going without auto insurance can lead to paying thousands of dollars in damages out-of-pocket. Saving money on auto insurance can be as easy as finding a trustworthy and loyal insurance agent.