Elephant Auto Insurance Tips and Advice on Auto Insurance Savings

October 23, 2010 (PRLEAP.COM) Business News
Richmond, Virginia (October 23, 2010) - Getting an automobile insurance quote with Elephant is easy, free and simple. More often than not, we can save you money on your car insurance. If we don't this time, you haven't lost anything. At Elephant, we provide the same coverage and service as all the other insurers out there but for a lower cost. Plus, we're based right here in Virginia.

When looking to save money, you really should check your car insurance rates (http://www.elephant.com/info-center/general-rate-and-payment-faqs.aspx) regularly. The quickest way is to go online to your carrier's website. There is no reason to just wait for your renewal. Insurers change their rates all the time, and you can become eligible for new discounts. Additionally, each month you have a clean driving record, you improve your likelihood of getting a better price. Simply take 10 minutes out of your month by going online and getting a quote and you could potentially save up to $500. Saving $500 now is even better than saving it later.

Besides shopping often, it's crucial to know what coverages and deductibles are right for you. Many consumers either don't have enough coverage or are over-covered, especially if they have older cars. Collision coverage will only cover you up to the value of your car. For older cars, that value often doesn't justify the amount spent in premium. The other big area to look at is deductibles. If you're looking to save money now, a higher deductible can significantly lower your premium. Just be aware that if you do have a claim, you'll be paying more money out of pocket before your insurance kicks in. Either way, our licensed insurance agents based right here in Virginia can walk you through the process and make sure you make the right decision for your situation.

At the end of the day, your auto insurance policy doesn't vary much from insurer to insurer. It really comes down to price and service. At Elephant, we've hired many of the best employees Richmond, Virginia has to offer, with more to come. Each of them is dedicated to finding you the best price while giving you the best service on your automobile insurance. And should you ever need our claims department, those experts are located right here in Virginia as well. So check us out online at www.elephant.com, get a quote and you might just save a ton!