Silverstone Provides Self Directed Retirement Investors Contribution Limit Information for 2013

January 13, 2013 (PRLEAP.COM) Business News
Self-directed IRA provider, Silverstone, announces the release of 2013 retirement contribution limits for IRA investors. The IRS provides updated contribution limits for various retirement accounts at the beginning of each calendar year and Silverstone wishes to make the information publicly available to its current and potential IRA and 401(k) clients as a reference before tax season ends in April.

Greater Retirement Account Control

Thanks to proper structuring Silverstone provides self-directed IRA ( assistance to savvy investors seeking to truly take advantage of the money within their IRA and 401(k)s. "Traditional IRA and 401(k) accounts, especially those provided by employers are insufficient in giving the account holder to take advantage of tax-sheltering while at the same time chose what he or she would really like to invest in," says Troy Jenkins of Silverstone.

With nearly 54% of current IRA and 401(k) accounts residing in traditional stocks, bonds, mutual funds and money market accounts, Silverstone offers the unique ability to move retirement funds into more liquid investments like real estate, promissory notes, tax liens, precious metals, small business private equity and even local franchises.

"Unlike your run-of-the-mill IRA, our self-directed accounts provide greater flexibility and control. As long as investors play within particular guidelines and rules set forth by the IRS, they sometimes can significantly beat market returns and add greatly to their IRA funds without incurring tax penalty for a typical rollover," says Mr. Jenkins.

Maximum Account Contributions 2013

For the IRA investor under age 50, 2013 contribution limits cap out at $5,000 per individual. For investors who've not yet contributed for 2012 and 2013, they are free to contribute for both years at one time, giving them an initial boost of $10,000.

For SEP and SIMPLE IRA investors, as always, the limits can be much higher. Luckily, catch-up provisions still exist for those over the age of 50, allowing them to increase their retirement account shelter within their IRA. IRA contributors cannot make more than $112,000 for the coming year if they wish to contribute to a Roth IRA.

"As always, we encourage IRA investors to contribute the maximum allowable amount to both 401(k) and IRAs, knowing that taxes and interest rates will only increase with time," says Jenkins. "We recognize that as rates increase, the value and ability to hedge and manage funds in a tax-advantaged accounts will also significantly increase as well."

About Silverstone

Silverstone allows for traditional and Roth Self-directed IRA investing by providing expert rollover and structuring options for individuals and families seeking more potentially lucrative and liquid investment options. The company is located in Seattle, WA. For more information, please visit