Bad Credit Merchant Account are a Reality with EMB

November 17, 2015 (PRLEAP.COM) Business News
November 17, 2015 - Los Angeles, CA: Bad credit happens for a number of reasons, and it should not be a reason to keep you from being a successful entrepreneur. EMB,, is an industry leader in high risk merchant accounts, and bad credit merchant accounts are no exception. EMB can help you obtain a merchant account, regardless if you have a low FICO score, a tax lien, bankruptcy, or have been dropped by another merchant account processor.

Having bad credit is a nightmare, but it should not affect your ability to accept plastic card payments for your business. If you have bad credit, banks and traditional credit processors will shy away from you based on the past crippling your opportunity for the future,. With a merchant account from EMB, you can build your personal and business credit while keeping your business growing. Not only can a merchant account with EMB allow you to process payments while improving your credit, but it can also help you when a chargeback occurs. A chargeback can further damage your reputation with merchant account providers. Thankfully, EMB has a chargeback suite available to help you, the merchant, better understand fraudulent issues and their chargebacks. As long as merchants keep their chargeback rate at 3% or less, a merchant account with EMB is possible.

EMB's simple and streamlined rules of application and approval ensure that your business can be profitable during your credit recovery process. The application process takes a few minutes, and a Visa/MasterCard is not a requirement, which is great for those with credit issues that enable a credit card. Many merchants also learn if they have been accepted within 48 hours, which is unheard of in the high risk processing industry. There are also no application fees, which is great for all merchants.

Bad credit can happen to any merchant, at any time. To insure that your merchant account is safe from closure or excess fees, you need to employ an expert account provider, like EMB. To learn more about EMB's bad credit merchant account offerings, head over to today to speak with a payment processing expert.

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