Allied Debt Consolidation Offers One-Stop Credit Counseling Debt Relief

February 01, 2006 (PRLEAP.COM) Business News
It is almost too easy to get approved for store and bank credit cards and payday loans. As a result consumers often find themselves in over their heads when it comes to repaying those debts.

In response to the growing demand from consumers who are deep in debt, debt consolidation provider, Allied Debt Consolidation, has initiated a credit counseling course for clients designed to address not only the most critical consumer debt issues, but also set clients up for future financial success.

The company first gets potential consolidation clients to assess how deep in debt they are. It isn't uncommon for people in trouble with their bills to avoid opening them, and sometimes even put off retrieving the mail out of the box at all. So Allied's debt counselors support clients as they gather their bills, sometimes for the first time, to assess just how far behind they are on their payments and how much they actually owe. Knowing what they owe is often an eye opening experience that catapults a person into a debt recovery program like the one at Allied Debt Consolidation.

Once the client knows the true balance on the various unsecured credit accounts, they can make an informed decision about getting into a debt consolidation program where counseling, budget management, debt repayment and savings is made part of the total program. Joining a debt repayment program also stops the calls by debt collectors, the over due and demand letters from creditors, and the overwhelming feeling of being out of control. Signing up for a debt consolidation program can also allow a person to feel more in control of their lives and restore some semblance of normalcy to household finances.

Allied Debt Consolidation's program is multi-dimensional rather than one-dimensional as many programs or bankruptcy might be. Rather then focus on the one end result, this debt consolidation program addresses the events leading to this point of crisis in finances. By taking into account all related factors, the hope is to eliminate the causes and prevent a future repeat of problems with debt repayment.

All debt consolidation counselors available through our program are certified to practice their craft. They under go rigorous training followed by testing and are required to maintain that certification by accumulating continuing education hours in the area of finance and consumer issues.

Our debt consolidation program also helps clients become familiar with budgeting and how credit can either help or be a liability in the spending and saving plan. The idea is to give clients knowledge and then support them as they make new, more responsible choices about their spending patterns and put their lives back on track.